UK FIRE Calculator

Financial Independence, Retire Early — built for UK citizens

FIRE Number
£750.0k
4% SWR · £30,000/yr
Years to FIRE
24 yrs
Achieved at age 54 (2050)
Total at Retirement
£775.1k
At age 55
FIRE gap
+£25.1k
FIRE is 1 yr before target retirement
Annual Contributions
£16.4k
Current year (all accounts)
Portfolio Survival
Survives to 90
Portfolio lasts your full planning horizon

Portfolio Growth

Values in today's purchasing power · Accumulation & decumulation phases

Retirement Income

Annual income sources in retirement

Annual Contributions

Current-year contributions by account

Salary & Tax

How your take-home pay and savings grow during accumulation

Milestones

🎯
FIRE achieved
Age 54 · 2050
£
£1 million portfolio
Age 66 · 2062
🏖
Target retirement
Age 55 · 2051
🏛
Pension access
Age 57
🔓
LISA access (age 60)
Age 60
🏛
State Pension starts
Age 67 · 2063
📊
GIA depleted
Age 62
💹
ISA depleted
Survives
🏛
Pension depleted
Survives
Portfolio survives to end
Yes, to age 90